The currency of Georgia consists of 100 tetri. Georgian money: description and photo. What Georgian money looks like
When did you plan independent trip, we had a question: “What currency should I take to Georgia and is it profitable to cash out the card at an ATM?” I didn’t want to lose my honestly earned money on an exchange, so we conducted a small experiment, during which we determined the most profitable method for ourselves. I hope that our experience will help you figure out what money to bring to Georgia.
The paper currency of Georgia is called lari, kopecks are called tetri.
How much money to go to Georgia with?
- Bring rubles and exchange them for lari upon arrival
- Travel with hryvnias and exchange for lari upon arrival
- Take euro/dollar and change it to lari upon arrival
- Cash out your card at an ATM
Yes, yes, we had all this currency with us. We receive our income in rubles; we bought dollars before the trip, but hryvnia and euros were left over from the summer.
I want to say right away that there is no point in going to Georgia with hryvnia. There are very few exchangers that accept Ukrainian currency, and they exchange it at an unrealistically low rate. Things are the same with dollars and euros, so I will write using dollars as an example. In this article we will look at only 3 options in detail:
- Carry dollars and buy Georgian currency on the spot
- Travel to Georgia with rubles
- Cash out your card at a local ATM
Dollars
In Vladikavkaz, we bought $100 at the rate of 59.6, respectively, for the operation we paid 5,960 rubles. In Tbilisi they exchanged dollars at the rate of 2.40, it came out to 240 lari. There are a lot of exchange offices, especially in big cities, so buying Georgian currency will not be difficult. True, the exchange rate is slightly different, you need to go through a couple of banks and exchange money where it’s most convenient profitable proposition for the current day.
Rubles
On the same day we exchanged 6,000 rubles. at the rate of 0.0402 and received 241 lari. To be fair, it’s worth subtracting 2 lari from the amount, since when buying dollars we spent 5,960 rubles, and here it’s 6,000 rubles. It turns out that if you spend the same amount in rubles, you get almost the same money. There are a lot of exchange offices where rubles are bought in Georgia. IN tourist cities There will be no problems, almost every bank exchanges rubles for the currency of Georgia.
Cash out via ATM
I don’t know what commission the ATM and the issuing bank charged for cashing out, so I’m counting everything together. For 500 lari, 13,458 rubles were debited from the card, it turns out that the operation took place at the rate of 0.037 (including commissions and other surcharges). And this is no longer so pleasant if you change the same rubles at an exchange office. Then we are from 13,458 rub. would have received 541 lari.
What currency to take to Georgia. Conclusion
In my opinion, cash out from a card that supports national currency: rubles, hryvnia and others, absolutely unprofitable. Depending on the payment system, the conversion takes place through the dollar or euro, and in the end you will receive much less money than you could.
What currency to take to Georgia is an individual matter, but personally, I prefer to go to Georgia with dollars/euros and exchange for lari upon arrival. To make the picture clearer, you can check the current GEL exchange rate on the day of your trip. Here is a list of the most popular banks in Georgia:
- Bank of Georgia
- Procredit Bank Georgia
- LibertyBank Georgia
- CartuBank Georgia
Questions about what currency to take to Georgia (rubles, dollars or euros) pop up constantly, so this post contains answers to FAQs from blog readers.
What kind of money is there in Georgia?
The currency of Georgia is called Lari, 1 lari = 100 tetri
Officially, all payments on the territory of Georgia are made in lari. Sometimes You can pay in dollars or euros for excursions or taxi services.
What currency should I take to Georgia?
Conclusion: Today it makes no difference which currency to take. You can travel with rubles + a ruble card. Or with dollars + dollar card, euro - whatever is more convenient for you. Tomorrow everything could change. You need to do some math before you go, the course varies.
Dollars? Rubles? Maybe the euro? I don’t recommend bringing other currency with you, because... freely exchange for lari in any exchanger only rubles, $ and € are allowed
Let's turn to the simplest mathematics.
How to count?
Let's see at what rate you can buy laris today in exchange offices in Georgian cities. This is the real rate, I periodically compare it with the rate in exchange offices in Tbilisi and Batumi - the data is the same.
There is no information on the website which specific exchangers offer this rate. There are hundreds of currency exchange points in the cities of Georgia; the exchange rate in them changes several times a day.
Need a good course search locally. Let's go around the city and compare.
For example we have 10,000 rubles
In Russia Today you can buy dollars and euros at the following rates:
$1 = 66.68 ₽
€1 = 75.56 ₽
We get:
10 000/66.68 = 149.97$
10 000/75.56 = 132.34€
In exchange offices in Georgia today the rates for buying lari are as follows ( first column):
We exchange rubles for lari in Georgia: 10,000 rubles * 0.0396 = 396 GEL
We exchange dollars purchased for 10,000 rubles in Georgia: $149.97*2.65 = 397 GEL
We exchange euros purchased for 10,000 rubles in Georgia: 132.34€*3.007 = 397.95 GEL
Conclusion: You can travel with rubles, dollars or euros. No difference. For the sake of winning 1-2 lari, there is no point in bothering with buying dollars or euros in Russia and then exchanging them for lari.
BUT! Please calculate for yourself before your trip what kind of money is best to take to Georgia - the exchange rate changes daily.
Where can I change money?
In the branches banks The exchange rate in Georgia is unfavorable, so it is better to change at exchange offices. An exchanger is a window or door in the wall where a person sits and changes money. There is no commission.
Check several exchangers at once, because... on the same street, especially in the center, the difference between rates is up to 20 tetri (this is a lot).
Currency exchange at airports
Tbilisi
Exchangers work around the clock. Often the exchange rate at Tbilisi airport is the same as in the city center, and sometimes even more favorable.
If you have a lot of free time, having arrived in Tbilisi, get wifi, go to rico.ge, look at the rate at the city's exchange offices, compare it with the rate at the airport. If it’s better at the airport, change money there.
Or buy some lari at the airport for travel and exchange the rest in the center.
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In this article we will tell you what currency to travel to Georgia with so as not to have problems with exchanging and paying for purchases. Read before your trip.
What is the national currency here?
The local currency is the Georgian lari (GEL), most of the commodity and monetary transactions in the country are carried out in it. Lari consists of one hundred tetri. Metal coins and paper bills are in use in the country.
The coins start with one tetri, followed by coins of 2, 5, 10, 20 and 50 tetri. In the form of coins there are lari in denominations of one and two lari. The remaining lari are paper bills. The banknotes come in the same sequence as the coins - from one to fifty lari, there are banknotes in denominations of 100 and 200 lari.
Features of money exchange
Changing money in Georgia is not a problem. You can exchange currency directly at the airport, at banks or exchange offices. The exchange rate at the airport is often more favorable than the exchange rate at exchange offices and banks.
Net exchange offices developed, they can be found in major cities. They accept foreign international currencies, that is, the American dollar and the European euro, and the money of neighboring countries - Russian rubles, Armenian dramas and Turkish lira. Flexible work schedule, they work until the evening or around the clock. Important feature The exchange rate in Georgian exchange offices can be said to be that the rate there is often higher than the bank rate.
The lari to ruble exchange rate for today can be found using this calculator.
If you are going to exchange money at an exchange office, be it dollars, euros or rubles, you should visit 3-4 places, or better yet 5-6. The difference can reach 20-30 tetri, which will be noticeable for large amounts. In the exchanger, you should pay special attention to the difference between the rates for selling and buying currency. A difference of twenty to thirty tetri is a lot, and it is better to look for an exchange office with a difference of no more than 10 tetri.
There are enough banks in Georgia, even in small towns. Opening hours from 10.00 to 18.00 local time. Exchange rates at banks are relatively fair for dollars, euros and rubles. If tourists brought other types of currencies with them on vacation, the exchange will be negative for the client.
It’s somewhat difficult to say what exactly to go on vacation with. Exchange rates are not stable and can change several times a day. You can arrive with rubles, euros, and dollars, and exchange on the spot. Many Georgian shops and restaurants support payments using bank cards.
The country allows you to use bank cards, but in general it is somewhat unprofitable. When cashing out money from a card, the currency is converted through the dollar or euro and, as a result, it turns out to be unprofitable. It is better to come with cash and exchange it on the spot; the import and export of currency is not limited by law. When bringing cash into Georgia, you do not need to declare it.
Speaking about the import and export of cash, it is worth mentioning interesting feature local legislation regarding local currency– Georgian lari. So you can take them out of the country in an amount of no more than three thousand lari, and no more than 4 banknotes of the same denomination. That is, when planning to leave, you should make sure that your cash complies with this rule, or exchange it in advance for another currency.
It was already mentioned above different types currency exchange, but I would like to mention an additional exchange opportunity inherent in the Middle East - money changers. There are such people in Georgia, you meet them in markets and bazaars. The exchange rate they offer is, as a rule, very favorable, but here the tourist will probably be deceived. If you come across a private money changer offering a favorable exchange rate, you should not give in to greed, but rather use the services of official organizations.
Another little trick a tourist should remember is to try to avoid unnecessary currency conversions. If you arrived with rubles, then it’s better to exchange it immediately for lari. You should not exchange rubles for dollars, euros, and then for lari; the costs of commissions and so on will be greater than the benefits.
Georgia (official name – Republic of Georgia, English toponym – George or Georgia) – a state located in the western part of Transcaucasia and geographically classified as Eastern Europe. It has common boundaries in the south with and Turkey, in the north with Russian Federation and in the southeast with. In the west, the coast of Georgia is washed by the waters of the Black Sea. The name of the state comes from the Persian words “gurz” or “gurj”, which were the names of the Kartvel people who inhabited these territories. Subsequently, in Russian these words were transformed into “Georgian” and “Georgia”.
The territory of Georgia mostly lies in geographical area Western Asia, but a small part of it belongs to Eastern Europe, which gives the right to classify Georgia regionally as Europe. On the territory of Georgia lie the southern spurs of the Greater Caucasus and the northern part of the Lesser Caucasus, between which lies the Black Sea lowland in the valley of the Kura River. Highest point Georgia is Mount Shkhara, more than 5000 meters above sea level. Officially, Georgia includes South Ossetia and Abkhazia, but at the moment these territories are occupied by Russia and are not under the control of the Georgian government. The total area of Georgia is slightly less than 70 thousand square kilometers.
The population of Georgia currently exceeds 4 million people. Ethnically, the vast majority of Georgia's population are Georgians, but the country is home to quite a few Armenians, Azerbaijanis, Ossetians, Abkhazians, Avars, Chechens, Assyrians, Ukrainians and Russians. Georgian is constitutionally designated as the state language of Georgia.
The capital of Georgia is the city of Tbilisi, located in the southeast of the country. The population of Tbilisi currently exceeds one and a half million people. In addition to Tbilisi, the cities of Kutaisi, Rustavi, Batumi, Gagry, Zugdidi, Sukhumi, Telavi, Tskhinvali, Poti and others are worth noting in terms of importance, size and population.
In ancient times, between the 12th and 8th centuries BC, quite a few strong states that time Diaokhi and Colchis, and a little later the Iberian Kingdom. In 65 BC, the Roman legions of Pompey invaded Iberia and partially conquered it, and in 63 the Romans subjugated Colchis. In 326 Christianity becomes state religion in Iberia. In 853, Tbilisi and most of present-day Georgia were captured by the Arabs, and in the middle of the 11th century by the Seljuk Turks. In the second half of the 12th century, the Georgian army liberated the country from foreign conquerors and, under the reign of Queen Tamara, reached its peak during that period. In the 13th-14th centuries, Georgia was attacked by the Mongol-Tatars. In 1578, during an agreement reached between Iran (Persia) and Ottoman Empire North Caucasus is divided into spheres of influence of two powerful states, and in the 17th century Russia joins this division. Georgian kings become dependent on Russian Empire, which has a detrimental effect on the development of the country. In the 19th century, Russia continued to reduce the autonomous powers of Georgian rulers. During the Russian-Turkish wars in Transcaucasia, Adjara and a number of other territories joined Georgia as part of the Russian Empire. During the First and Second World Wars, Georgia found itself in the front-line zone, but no military operations were conducted on its territory. During these periods, tens of thousands of Georgians fought the enemy in the Russian army and the Red Army, respectively. After the landing of Entente troops in Poti and Batumi in 1918, the Georgian Democratic Republic, which would subsequently be occupied by Bolshevik Russia and incorporated into the USSR in 1920 under the name Georgian Soviet Socialist Republic. After the collapse of the USSR, Georgia was one of the first Soviet republics to declare its independence in 1990. Russia provokes the Abkhaz-Georgian war, and then openly intervenes in it, occupying both Abkhazia and South Ossetia. In 2005, the Russian army, violating the peace agreements reached South Ossetia and Abkhazia, treacherously invades Georgia, and only intervention in the conflict by NATO countries and the world community stops Russian aggression.
Currently, the Georgian economy, thanks to the reforms of President Mikheil Saakashvili, has stabilized. The same can be said with regard to political power in the country. The European vector of state development is already beginning to bear fruit, despite the pressure from the Russian Federation.
The monetary unit of Georgia is Georgian lari(GEL code 981). The name of the Georgian national currency comes from the Georgian word, which means “stock” or “property”.
The Georgian lari was introduced into circulation in 1995 by the country's President Shevardnadze. Prior to this, in the first years of the country's independence, Georgian coupons were in circulation, which had previously replaced the Soviet ruble.
Currently, the exchange rate of the Georgian currency is such that when exchanging for 1 US dollar you can get a little more than 1.7 lari, for 1 euro - 2.4, for 10 - about 2.1, and for 100 Russian rubles– approximately 19 Georgian lari.
1 Georgian lari consists of 100 tetri. The name of the fractional monetary unit of Georgia is translated from the Georgian language as “silver”.
IN given time The National Bank of Georgia, which is in charge of the country's financial and emission policy, has issued banknotes in denominations of 1 (one), 2 (two), 5 (five), 10 (ten), 20 (twenty), 50 (fifty) , 100 (one hundred) and 200 (two hundred) Georgian lari. Also minted and in circulation are coins in denominations of 1 (one), 2 (two), 5 (five), 10 (ten), 20 (twenty) and 50 (fifty) tetri, as well as in denominations of 1 (one), 2 (two) and 10 (ten) lari.
The design of Georgian banknotes is quite interesting and colorful. The obverse of Georgian banknotes depicts portraits of Georgian cultural figures and historical figures who contributed to the development of Georgian statehood. Thus, on the obverse of a 1 lari banknote there is a portrait of the famous Georgian artist Niko Pirosmani, on 2 lari there is a portrait of the composer Zakhary Paliashvili and the notes of the overture of his opera “Abessalom and Eteri”, on 5 lari there is a portrait of the outstanding Georgian historian Ivane Javakhishvili, on 10 lari - profile portrait of the poet Akaki Tsereteli, 20 GEL - portrait of the outstanding Georgian poet Ilya Chavchavadze, 50 GEL - image of the Georgian Queen Tamara with a griffin, 100 GEL - stylized image of the Georgian poet Shota Rustaveli, 200 GEL - portrait of the national hero of Georgia, prince Kaikhosro Cholokashvili. The digital denomination of banknotes is depicted in the upper left (vertical orientation) and lower right corners. The reverse of Georgian banknotes depicts historical architectural and cultural monuments. Thus, on the reverse of a banknote in denomination of 1 lari there is a panorama of the city of Tbilisi of the early 20th century and a doe from a painting by Niko Pirosmani, on the reverse of a banknote of 2 lari - the facade of the building of the Tbilisi Academic Opera and Ballet Theater named after Zakhary Paliashvili, on the 5 lari - the front part of the building of the Tbilisi Opera and Ballet Theater State University named after Javakhishvili, contour map Georgia and an open book with a golden sculpture of a lion dating back to the third millennium BC, at 10 lari - a fragment of a portrait of the mother of the artist David Kakabadze, at 20 lari - a monument to Vakhtang I, who founded Tbilisi, at 50 lari - a fragment of a medieval Georgian miniature depicting the zodiac sign “Sagittarius”, 100 GEL – bas-relief composition on a biblical theme, 200 GEL – panorama of Sukhumi. The digital denomination of the banknote is depicted in the lower left and right (vertical orientation) corners of the note.
The design of Georgian banknotes was developed by leading European banknote designers. All Georgian lari banknotes, commissioned by the National Bank of Georgia, were produced at the state factories of the Paris Mint in France.
Currently, coins of two series issued in 1999 and 2006, as well as two types of commemorative coins in denomination of 10 lari, are in circulation in Georgia. All Georgian coins have a rather interesting design and a regular radial round shape. On the obverse of Georgian coins, in addition to their digital denomination, various symbols of the country are minted at the bottom. Thus, on the obverse of a coin in denomination of 1 tetri, two bunches of grapes are depicted, which are a symbol of health, abundance and family hearth, in 2 tetri - a peacock, a symbol of beauty, in 5 tetri - a sculpture of a golden lion, found in the Alazani Valley and dated to the 3rd millennium BC era), in 10 tetri - Saint Mamai riding a lion, in 20 tetri - a deer from the painting of the same name by Niko Pirosmani, in 50 tetri (1993 series) - a griffin from a fresco on the eastern side of the Samtavis Temple. On the obverse of coins of 50 tetri, 1 and 2 lari of the 2006 series, as well as commemorative coins of 10 lari, only their digital denomination is depicted. The reverse of the Georgian coins of the 1993 series depicts the symbol of the sun and the year of issue of the series with a circular inscription of the name of the state in English and Georgian. On the reverse of the coins of the 2006 series, the sun symbol was replaced by the state emblem of Georgia. On the reverse of the 10 lari commemorative coin, issued on the occasion of the 2000th anniversary of the Nativity of Christ, there is a heraldic shield with the Cross and the Robe of the Lord, as well as a circular inscription in Georgian, which means “2000 years from the Nativity of Christ.” On the reverse of the coin dedicated to the 3000th anniversary of Georgian statehood, an eagle and a lion are minted - symbols of the strength of the state. Coins in denominations up to and including 20 tetri are made of stainless steel, 50 tetri in 1993 - from a copper-nickel alloy, where copper predominates, which gives the coin a golden color, 50 tetri and 1 lari in 2006 - from a copper-nickel alloy, in which is dominated by nickel, which makes the coin silver. 2 lari coins and commemorative coins are made using the bimetallic method. In the 2 lari coin, the core is made of a copper-nickel alloy with a predominance of copper, and the rim is made of a copper-nickel alloy with a predominance of nickel. In 10 lari commemorative coins, on the contrary, copper predominates in the rim and nickel in the core.
Most Georgian coins were minted at the factories of the Paris Mint, and commemorative coins commissioned by the National Bank of Georgia were minted at the factories of the Slovak Mint in Bratislava.
For numerous tourists and tourists arriving in Georgia, it is possible to exchange their currency for Georgian currency almost everywhere. In the capital and large cities of the country there are licensed exchange offices, where it is quite simple to carry out an exchange operation. The exchange rate is strictly regulated and established by the National Bank of the country and its fluctuations depending on the affiliation of the exchange office with a particular bank are not significant. There are no commission fees for currency exchange. Exporting the national currency of Georgia outside its borders is permitted in an amount not exceeding 3,000 lari. Violation of this legal provision may result in penalties such as confiscation of currency and a minor fine.
Georgia is becoming one of the most popular destinations among tourists. Therefore, when going there, you need to know what currency to go to Georgia with in 2019, how much money you will need or whether credit cards will be enough. Such questions are natural, and before traveling, you need to look at the exchange rates, get acquainted with the features of the national unit, in which places it is best to change money and whether there is a commission.
In this sunny country, since 1995, money called lari (inheritance or property), consisting of 100 tetri, has been put into circulation. Banknotes are issued in denominations such as 5, 10, 20, 50, 100 and 200.
The last three denominations appeared in circulation only in 2016, and have a higher degree of protection; they can be used by people who have difficulty seeing. It is worth remembering that the 500 lari banknote is not in circulation and can only be found in museums.
The coins are called tetri (translated from Georgian as white), and have denominations from 5 to 50 tetri. Coins – 1, 2, 10 – are also in use.
Euro or dollar
To know which currency to travel to Georgia with in 2019, you need to consider several factors:
- View the current exchange rates in the country against the euro and dollar. Other types of currencies - hryvnia or ruble - will be much more difficult to exchange.
- Make an approximate cost estimate.
- See the places where currency exchange is carried out and whether there is a commission for this.
- Write down the work schedule of banking institutions, find branches in a particular city, located near the hostel or hotel. If these are resort cities, are there exchange points there?
- Is it possible to pay for services with bank cards?
- Do you need a passport for exchange transactions?
The current exchange rates of the country's monetary unit to the euro and dollar are:
- For one American dollar you can get 2.64 Georgian lari ($100 will be a little more than 264 lari).
- For 1 euro they give 2.79 lari (100 euros equals 279 Georgian lari).
Thus, the euro exchange rate to the Georgian currency is slightly higher than to the US dollar. But it is necessary to check currency indicators before the trip. It is better to have both dollars and euros with you.
In some places you can pay in rubles, but the exchange rate to the Russian ruble cannot be called favorable. 100 rubles will be 4.47 lari.
You can import foreign currency into Georgia, and if the amount is more than 2 thousand conventional units, then you need to fill out a declaration at customs. The maximum amount of imported amount should not exceed 25 thousand lari. You can export no more than 3 thousand lari.
Gift: 2100 rubles for housing!
When you register using the link in AirBnB, you will receive 2100 rubles to your account.
For this money you can rent a good apartment for 1 day abroad or in Russia. The bonus only works for new accounts.
Is it possible to pay with bank cards?
When going to Georgia, it is worth stocking up on cash - euros, dollars, rubles, which are exchanged for lari in one of the cities. You can take a bank card, but in most cases it will be useless unless you withdraw money from ATMs.
The calculation is carried out only in the national monetary unit and mostly in cash. In eating places - cafes or restaurants, bars, taxis, shops, everywhere you need to pay for purchases and services in cash. You will need small money on the beaches or while walking around the city, when you want to buy treats for yourself or your children, or purchase a souvenir. IN public transport Payment is also made in lari.
If you don’t have enough cash on hand, then you can use a card to withdraw money. Tourists who have visited Georgia several times are advised to have several credit cards with them and check them before going abroad so that they are not blocked. If you can’t withdraw from one card, then you can use another.
It’s interesting that there are a lot of terminals that accept cards, but they don’t work everywhere. In some shopping centers, usually large ones, can be accepted for payment bank cards. You can pay with a card in hotels or hostels, but you should still have cash with you.
Where to exchange
A special feature of Georgia is that there are many exchange offices in big cities. This applies to both banks and exchangers. This factor should be taken into account by those who are planning to visit remote places where there will be no opportunity to exchange foreign currency for lari. Money changes in places such as:
- Banks.
- Exchangers.
- Terminals.
No exchanges by hand to avoid becoming victims of scammers.
Banks are located in most Georgian cities, most a large number of- in Tbilisi. Sometimes banking institutions ask to show your passport.
The system of exchange offices is more extensive:
- Stations.
- Airports.
- Metro in Tbilisi.
- Shopping and entertainment centers.
- Supermarkets.
The exchange rate between banks and exchangers does not make much difference, usually it is 2 or more lari. The advantage of Georgia is that there is no exchange fee.
Among banks, preference should be given to:
- Bank of Georgia.
- TVS jar.
- ProCredit Bank Georgia.
- Liberty Bank Georgia.
- KartuBank Georgia.
The working day in institutions begins at 9 am and lasts until 18 pm, except Saturday and Sunday. In this they lose to exchangers that are open around the clock.
You can also withdraw money from the terminal, but here you will have to pay a commission, the size of which is equal to 2% of the transaction. There are most exchangers and ATMs in Batumi, Kutaisi, and Tbilisi. Exchange rates are unfavorable in border regions.